Choose individual or company registration
Registration type is one of the first decisions in create business. It affects legal details, partner setup, finance review, bank account validation, and how your team explains payouts to stakeholders.
Choose before you create products, invite collaborators, or request withdrawals. Changing direction later can delay bank account approval or require finance rework.
When to decide registration type
| Situation | Why it matters now |
|---|---|
| First business in AtomicPay | Sets the legal frame for all later finance setup |
| Multiple brands under one login | Each business workspace still needs its own registration choice |
| Partners or co-owners involved | Company registration usually fits shared ownership better |
| Finance team joining early | They need to know which entity owns balances and payouts |
| Migration from another platform | See assisted migration and match the legal entity you will pay out |
Registration options
| Type | Use it when | Typical implications |
|---|---|---|
| Individual | The seller operates with personal taxpayer details | Payout holder should match the individual registration |
| Company | The business operates through a legal entity with company data and partners | Partner, activity, and tax details may be required before finance is complete |
Registration type is not a marketing label. It should match how the seller legally receives funds and how bank accounts will be validated.
What registration type affects
| Area | Impact |
|---|---|
| Business setup tabs | Basic details, activity, partners, and finance completeness |
| Finance | Balance ownership, withdrawal permissions, and payout validation |
| Bank account holder | Must align with registration type. See PIX key vs bank transfer. |
| Team access | Finance users need to know which entity they are monitoring |
| Product ownership | Products, checkout links, and Sales belong to one workspace |
| Support and disputes | Chargebacks and finance questions reference the registered entity |
Decision checklist
- How will the seller receive payouts legally?
- Are partners or co-owners part of the business structure?
- Does finance need company activity and tax details?
- Will the team treat this as a personal brand or company brand?
- Will affiliates or coproducers operate under the same legal entity?
- Does the seller already have a separate brand that should become another business workspace?
Setup workflow after you choose
- Open create business or the business setup area.
[Screenshot: Business settings entry point — Create business or open existing business setup.]
- Select individual or company registration according to the legal structure.
[Screenshot: Individual vs Company registration choice on the new business or business settings screen.]
- Complete basic business details and activity information.
[Screenshot: Basic details and Activity tabs — legal name, document, and activity category filled in.]
- Add partners when company registration requires them.
[Screenshot: Partners tab — partner details entered for company registration.]
- Continue finance setup with the correct legal context.
[Screenshot: Finance tab opened — payout method fields ready for bank account or PIX key.]
- Add the bank account or PIX key that matches the holder.
[Screenshot: Bank account or PIX key saved — account holder matches registration type.]
- Confirm the correct workspace before creating the first product.
[Screenshot: App header — selected business name matches the registration you just completed.]
- Invite team members only after the business identity is clear.
[Screenshot: Team invite area — ready to invite with correct business active.]
- Run the first-sale workflow test in the correct workspace.
[Screenshot: First test sale in Sales — approved status in the new business workspace.]
What to verify before selling
| Check | Why it matters |
|---|---|
| Registration type matches payout holder | Reduces bank account rejection |
| Finance tab progress is understood | Incomplete setup can block withdrawals |
| Team knows which entity owns products | Prevents edits in the wrong workspace |
| Personal and company brands are separated | Avoids mixed reporting in Financial Overview |
| Support scripts mention the correct business name | Helps customer history investigations |
Best practices
- Decide registration type before building checkout and pricing.
- Keep personal and company operations in separate workspaces when they are legally distinct.
- Align finance stakeholders early on settlement timing and fees.
- Document which workspace maps to which brand for launch and support teams.
- Review finance permissions before the first payout cycle.
Common mistakes
- Choosing company registration but entering a personal bank account holder.
- Creating products before business finance details are complete.
- Mixing two legal entities in one workspace because the login is shared.
- Assuming registration type can be changed later without finance impact.
- Inviting finance users before confirming which business they should monitor.
FAQ
Can I change registration type later?
Changing direction later can affect approval, finance, and bank setup. Treat the first choice as a finance decision, not only an onboarding form detail.
Can one login have both individual and company businesses?
Yes. Use separate business workspaces and switch deliberately before editing products, finance, or reports.
Where does registration type affect withdrawals?
It affects payout validation, account holder matching, and whether blocked withdrawals appear during the first payout attempts.
Should I finish business setup before the first product?
Yes. Follow first-sale workflow so business, product, pricing, checkout, and finance readiness stay aligned.