PIX and card at checkout
This is a reference article. It explains how payment methods behave at checkout. For step-by-step setup, use the guides below — do not mix reference reading with configuration steps in one flow.
AtomicPay checkout supports Brazilian payment methods such as PIX and credit card. Payment method behavior affects delivery timing, Sales statuses, Financial Overview, and settlement timing.
What payment method settings control
| Area | Purpose |
|---|---|
| Buyer payment options | Defines whether checkout shows PIX, card, or both. |
| Offer behavior | Connects payment methods to a specific plan and offer. |
| Installments | Controls whether card buyers can split payment when installments are enabled. |
| Subscription and trial copy | Affects how buyers understand recurring billing on subscription offers. |
| Sale status flow | Determines whether support sees approved, pending, or declined outcomes in Sales. |
| Reporting | Feeds PIX, card, refund, and error analysis in Financial Overview. |
PIX vs card at checkout
| Payment method | Typical buyer experience | Support should know |
|---|---|---|
| PIX | Buyer may leave checkout after generating a QR code; approval can take a short time. | Pending PIX is not the same as an approved sale. See PIX payment failures. |
| Card | Buyer usually gets a faster approved-or-declined result. | Declines are checkout failures, not chargebacks. See card payment declines. |
| Installments | Available only when the offer and card flow support them. | Confirm installment settings and checkout copy match. |
| Subscription | Renewal and trial rules must be clear before payment. | Review trial periods and subscriptions. |
Sale status cheat sheet
| What you see | Meaning | Grant delivery? |
|---|---|---|
| PIX QR generated | Buyer started PIX but may not have paid | No |
| Pending | Payment processing | Wait and recheck Sales |
| Approved | Payment confirmed | Yes, per your workflow |
| Declined (card) | Checkout payment failed | No |
Related guides
- Configure payment methods on an offer — enable PIX/card on the offer
- Complete a PIX payment flow — full seller and buyer PIX path
- Complete a card payment flow — full seller and buyer card path
- Complete an installment checkout flow — split card payment end to end
- Complete a subscription checkout flow — recurring signup end to end
- Recover incomplete payments
- Troubleshoot PIX payment failures
- Troubleshoot card payment declines
FAQ
When should delivery or webhooks fire for PIX?
Base delivery and automations on the approved sale state, not QR generation alone. See webhooks.
Can I offer only PIX or only card?
Yes — configure this on the plan and offer. Match checkout copy to enabled methods.